Calculator

Extra Repayment Calculator

Estimate how extra monthly repayments may reduce interest and shorten the life of your loan.

Enter your loan details

Estimated impact

Standard monthly repayment

$4,287

New monthly repayment

$4,587

Estimated interest saved

$158,062

Estimated time saved

4 years 10 months

This calculator provides an estimate only. It does not include fees, rate changes, offset accounts, redraw, repayment restrictions or lender-specific rules.

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Extra repayments can be powerful, but loan features and flexibility also matter.

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