Commercial Property Loans
Commercial property finance for business and investment.
Compare commercial property loan pathways for business premises, commercial investments, refinancing and property-backed funding.
Commercial Lending Pathways
Commercial property loans need a different lending lens.
Commercial property finance can involve different approval requirements, security assessments, loan terms and servicing rules compared with standard residential lending.
ChoiceLoans helps organise the main commercial property lending pathways so borrowers can compare options before speaking with a broker or lender.
Commercial property topics
- Owner-occupied commercial property loans
- Commercial investment property finance
- Business premises finance
- Refinance commercial property debt
- SMSF commercial property lending
- Equity and cash-flow considerations
What To Consider
The right commercial property loan depends on purpose, security and income.
Business purpose
Commercial property finance may be used to buy premises, refinance business property debt or invest in income-producing assets.
Security and servicing
Lenders may assess the property, business income, rental income, deposit, security position and borrower profile.
Loan structure
Commercial loans can differ from residential lending across terms, fees, repayment structures and approval requirements.
Commercial Finance Process
From property purpose to lender-ready position.
A commercial property loan application often requires clearer documentation around income, asset position, loan purpose, property security and repayment capacity.
Clarify the property purpose
Review deposit and security position
Assess business or rental income
Compare commercial lender options
Prepare documents for approval
Compare commercial property loan options.
Review lending pathways for business premises, commercial investment assets and commercial property refinancing.