Legal
Terms & Conditions
Last updated: [insert date before publishing]
1. Acceptance of terms
By accessing or using choiceloans.com.au(the "Website"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the Website.
2. General information only
Content on this Website, including loan guides, calculators and lender comparisons, is general information only. It does not constitute financial advice, credit advice, or a recommendation that any particular loan or lender is suitable for you. You should consider your own circumstances and, where appropriate, seek advice from a licensed financial adviser, mortgage broker or credit provider before making a decision.
3. Calculators
Calculators on this Website provide estimates only, based on the figures you enter. They do not take into account your full financial situation, do not constitute a loan offer or pre-approval, and actual loan terms offered by a lender may differ.
4. No guarantee of lending outcomes
Submitting an enquiry through this Website does not guarantee loan approval, a specific interest rate, or that any lender will contact you. Lending decisions are made solely by the relevant lender or credit provider, subject to their own criteria.
5. Intellectual property
All content on this Website, including text, graphics and design, is owned by or licensed to ChoiceLoans and may not be reproduced without permission, except as permitted for personal, non-commercial use.
6. Limitation of liability
To the extent permitted by law, ChoiceLoans excludes all liability for any loss or damage arising from your use of this Website or reliance on its content, except where liability cannot be excluded under the Australian Consumer Law.
7. Third-party links and lenders
This Website may reference or link to third-party lenders or service providers. We do not control and are not responsible for the content, products, services or practices of any third party.
8. Changes to these terms
We may update these Terms & Conditions from time to time. Continued use of the Website after changes are posted constitutes acceptance of the updated terms.
9. Governing law
These terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of its courts.
10. Contact us
Questions about these terms can be sent to enquiries@choiceloans.com.au.